Who We Are
Cothran Schoonover Insurance is an independent insurance agency in Walnut Cove, North Carolina. If you need insurance quotes for car insurance, home insurance, or business insurance in Walnut Cove, NC, we can help you. When you call, you get local service and real choices.
We are not limited to just one insurance company. We work with multiple carriers, including Cincinnati, Nationwide, Auto-Owners, and Grange. If you are comparing Walnut Cove insurance options, we can quote several companies at the same time.
Many carriers offer bundle discounts when you combine auto and home insurance. Bundling can help lower your overall cost while still keeping coverage aligned with your needs and budget.
We also help you understand what you are purchasing. Insurance can feel complicated, and customer service is our top priority. We work to make your options clear.
We have served Virginia and North Carolina since 2017. Over the years, we have helped families, new drivers, homeowners, renters, and business owners. If you are looking for insurance companies Walnut Cove NC residents trust, we would love the chance to earn your business.
Where we are in Walnut Cove
You can find our office at 611 N Main St Walnut Cove, NC 27052. We are located directly across the street from the CVS drug store at 610 N Main St, Walnut Cove, NC 27052, which makes it easy to find us.
Stop by one of our insurance locations to speak to an insurance agent for a quote.
Why work with an independent agency?
Some agencies are captive. That means they can only sell one company’s insurance. If that company raises rates, adjusts guidelines, or cannot offer what you need, your options may be limited.
As an independent agency, we can shop multiple companies for you. We represent several well-known carriers, including Cincinnati, Auto-Owners, Nationwide, Travelers, Progressive, National General and Grange, plus others. This does not mean every carrier is right for every person. It does mean we can look for another option when your situation changes.
For many people, independence matters because:
- You can compare rates and coverage in one place
- You can make coverage changes as your needs evolve
- You can often stay with the same agency, even if the carrier changes
We believe in specialists
We separate personal lines and commercial lines. That means you speak with someone who focuses on the type of insurance you need.
Personal lines includes coverage like auto, home, renters, and umbrella. Commercial lines includes business insurance, liability, workers comp, and business auto. This focus helps our team stay sharp and informed.
What we offer
We can help with a wide range of coverage. Below are common insurance solutions we offer. If you do not see what you need, call us anyway. We can often point you in the right direction.
Personal insurance:
- Auto Insurance
- Home Insurance
- Renters Insurance
- Condo Insurance
- Motorcycle Insurance
- Personal Umbrella Insurance
- RV Insurance
- Boat Insurance
- Antique Vehicle / Classic Vehicle Insurance
Business insurance:
Other coverage:
- Life Insurance
How we help you choose coverage
Insurance is more than a payment. It is a plan for what happens if something goes wrong. We take time to review key items, such as:
- Liability limits (to protect your savings and income)
- Deductibles (what you pay out of pocket)
- Property coverage (home structure and belongings)
- Optional coverages that may matter in your situation
- Discounts that you may qualify for
We also review your insurance coverage at renewal. Rates and guidelines can change. Your life can change too. A new car, a new home, a teen driver, business growth, or a move can all impact your insurance.
Who we serve
We serve individuals, families, and businesses in Walnut Cove, NC and the surrounding area. We also serve clients across Virginia and North Carolina through our other offices. If you are comparing Walnut Cove, NC insurance options, we can help you understand your choices and select coverage that fits.
If you searched insurance near me and found us, we are glad you did. Call our Walnut Cove, NC office to get a quote or review your current policy. We will do our best to make the process easy and clear.
Our insurance locations
We have five insurance locations to serve Virginia and North Carolina:
Insurance products offered may vary by state and are subject to the terms, conditions, and underwriting guidelines of the insurance carrier.
