Recreational Vehicles in Virginia and North Carolina

Recreational Vehicle insurance

At Cothran Schoonover Insurance, we understand the freedom of the open road. Whether you are taking a weekend trip to the Blue Ridge Mountains or driving cross-country, your recreational vehicle is your home on wheels.

However, standard auto insurance isn’t built to cover a motorhome, fifth-wheel, or travel trailer. You need specialized protection for the unique risks you face both on the highway and parked at the campsite. Our independent agents shop multiple carriers to find you comprehensive RV coverage at a price that leaves plenty of room in your travel budget.

Custom Protection for Your Home on Wheels

Every RV owner has a different travel style, which means you need customizable coverage. We work with you to build a policy that fits your specific motorhome class or trailer type, offering crucial protections such as:

  • Comprehensive and Collision: Safeguards your investment against on-road accidents, theft, vandalism, fire, and severe weather.
  • Campsite and Vacation Liability: When you are parked, your RV becomes your home. This essential coverage protects you financially if someone is injured in or around your RV at the campground.
  • Awning and Personal Effects: Replacing a damaged awning is expensive. We ensure your exterior attachments, as well as the valuable personal belongings inside your RV, are covered.
  • Emergency Towing and Roadside Assistance: RV towing requires highly specialized, expensive equipment. This coverage ensures a breakdown doesn’t strand you or drain your wallet.
  • Uninsured Motorists and Medical Expenses: Protects you and your passengers if you are hit by a driver without adequate insurance, helping to cover resulting medical bills.

Affordable Rates and Expert Claims Assistance

We believe that quality RV insurance should be affordable. Because we are an independent agency, we can find you competitive rates and stack discounts you might be missing, such as multi-policy bundling, safe driver discounts, and savings for advanced anti-theft devices.

If the unexpected happens, you won’t be dealing with a faceless 1-800 number. Our dedicated local team will guide you through the claims process, ensuring you get back to your adventures as quickly and smoothly as possible.

Local RV Insurance Agents Protecting VA and NC Travelers

From local state parks to the coast, we proudly provide fast, accurate RV insurance quotes to our neighbors across the region. We have dedicated offices in Amherst, Collinsville, Danville, Lynchburg, and Walnut Cove, and proudly serve campers and travelers in:

  • Central Virginia: Lynchburg (including Boonsboro), Forest, Madison Heights, Amherst, Timberlake, and Amherst and Nelson Counties.
  • Southside Virginia: Danville, Martinsville, Collinsville, and Halifax, Franklin, Pittsylvania, and Henry Counties.
  • North Carolina Triad and Surrounding Areas: Winston-Salem, Kernersville, Walkertown, King, Germanton, Walnut Cove, and Forsyth, Stokes, Rockingham, and Guilford Counties.

Ready for Your Next Adventure? Secure Your Peace of Mind Today

Don’t leave the safety of your RV to chance. Protect your vehicle, your belongings, and your passengers with comprehensive RV insurance tailored to your lifestyle.

Travel with confidence. Contact Cothran Schoonover Insurance today for a fast, free recreational vehicle insurance quote.

Find Local Recreational Vehicle Insurance Near You

Cothran Schoonover Insurance offers personalized recreational vehicle insurance throughout Virginia and North Carolina. Choose your local office:

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