Your Trusted Danville Insurance Agency

Cothran Schoonover Insurance office in Danville, VA offering home and car insurance

For over two decades, Cothran Schoonover Insurance has served as a premier Danville insurance agency, providing financial security for families, drivers, and business owners across Danville, Virginia.

As a deeply rooted independent agency, our loyalty lies with our Danville neighbors, not a corporate headquarters. Instead of spending hours calling multiple insurance companies in Danville, VA, we do the heavy lifting for you. By partnering with top-rated carriers like Cincinnati, Auto-Owners, Nationwide, and Grange, we find you the most robust coverage at the most competitive price. When you call our Danville office, you get straightforward advice from local experts who have been protecting this community for over 20 years.

A Danville Legacy: Protecting Our Neighbors Since 2002.

Insurance can be confusing, but our longevity in the industry means we have seen it all. We focus on clear explanations, fast customer service, and long-term advocacy for your budget. Here is why Danville residents have trusted us since 2002:

  • Automatic Renewal Shopping: We believe your loyalty shouldn’t cost you money. If your auto or home insurance rates spike at renewal, our agents proactively requote your policies across our network of carriers to keep your premiums low. You can switch insurance companies without ever having to lose your trusted local agent.
  • Strategic Bundle Savings: We look at your entire financial picture. By combining your car and home insurance across our multiple carriers, we unlock heavy bundle discounts while ensuring your protection remains perfectly aligned with your needs.
  • Adaptable Coverage: Life changes, and so do your insurance needs. Because we represent a wide variety of carriers, including Travelers, Progressive, and National General, we can easily pivot your coverage as you buy a new car, purchase a home, or start a business. We understand that home insurance needs in the historic Old West End are different than those in a newly developed Schoolfield neighborhood, and we have the carriers to cover both.

Customized Insurance Products for Danville, VA

From securing your home near the River District to protecting your daily commute down US-29 or US-58, we offer a comprehensive suite of personal and commercial insurance solutions under one roof. Explore our specialized coverage options below:

Car Insurance in Danville, Virginia

From daily commutes on US-29 to navigating traffic around the River District, we specialize in comprehensive car insurance coverage for Danville drivers.

Car Insurance

Homeowners Insurance for Danville Residents

Whether you own a historic property in the Old West End or a newer build in Schoolfield, we compare quotes to find the right protection for your biggest asset.

Home Insurance

Additional Personal Insurance Solutions

Business insurance:

Other coverage:

Visit Our Danville Office

Located conveniently on Piney Forest Rd, our office is easy to find directly across from ValleyStar Credit Union.

We are proud to serve individuals, families, and businesses throughout Danville, Va. We welcome walk-ins, so skip the frustrating online portals and come speak to a real person right here in town. We will keep the quoting process simple and easy to understand.

Our Danville Office Location:

Cothran Schoonover Insurance

349 Piney Forest Rd, Ste A

Danville, VA 24540

Phone: 434-792-5800

(Conveniently located directly across the street from ValleyStar Credit Union)

Our Other Insurance Locations

Ready to see why your neighbors have trusted us for over 20 years?

Insurance products offered may vary by state and are subject to the terms, conditions, and underwriting guidelines of the insurance carrier.

Cothran Schoonover Insurance in Danville: Frequently Asked Questions

Where can I park when visiting the Danville office?
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Our Danville location features a private parking lot with ample space to ensure a convenient visit for our clients.
Do I need an appointment to get an insurance quote, or can I walk in?
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Walk-ins are always welcome. Our agents are available to provide quotes and bind policies in person during normal business hours. If you prefer, we can also handle the entire quoting and binding process conveniently over the phone.
What types of policies does your Danville insurance agency handle?
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Our team specializes in a comprehensive range of coverage options, including auto, home, business, and life insurance. Because we are an independent agency, we compare rates across several of the top insurance companies in Danville, VA to find the perfect coverage for your needs and budget.
What documents should I bring with me to get a new policy quote?
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We highly recommend bringing copies of your current insurance policies. Rather than simply offering an “apples-to-apples” comparison, our agents take the time to thoroughly review your existing coverage, identify any potential gaps, and tailor a new quote specifically to your needs. Your current documents provide an excellent baseline for this personalized review.
Why should I choose your Danville insurance agency instead of buying online?
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Working with local insurance agents in Danville, VA means you get personalized advice from experts who actually know the area. We understand your specific risks, and if you ever have a claim, you can walk right into our Piney Forest Road office for help instead of dialing an out-of-state call center. Plus, we do the shopping for you across multiple Danville insurance carriers to find the best rate.
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