Nationwide Home Insurance in Virginia & North Carolina
Fill out one quick form and a local, licensed agent will build your Nationwide homeowners quote and follow up with your options — free, with no obligation.
Get Your Free Nationwide Home Quote
Takes about 2 minutes. A local agent will follow up with your personalized options.
Nationwide Protection, Hometown Service
You get the strength of one of the country’s largest insurers — and a local team that knows Virginia and North Carolina, handles the details, and picks up the phone when you call.
A Name You Know
Nationwide has protected homes and families since 1926, with the resources of a Fortune 100 company behind every policy — including 24/7 claims reporting and a full menu of home discounts your agent applies for you.
Certified Coverage Specialists
Our agents focus exclusively on personal insurance and complete advanced training beyond state requirements. You get plain-English answers from someone who does this all day, every day.
Here After the Sale
Real people at five local offices review your policy at renewal, help with claims, and answer your questions year-round. You’re a long-term client, not a policy number.
How It Works
Getting a better rate shouldn’t take all afternoon. Here’s the whole process.
Tell Us About You
Complete the short form above with your contact information. It takes about two minutes.
We Build Your Nationwide Quote
A local licensed agent prepares your homeowners quote directly with Nationwide and applies every discount you qualify for.
Review and Save
We walk you through the options, answer your questions, and you decide. No pressure either way.
Rated 5.0 stars by more than 150 clients across our Virginia and North Carolina offices.
Family-owned and protecting local families and businesses since 1981.
A Local, Family-Owned Agency Since 1981
Cothran Schoonover Insurance is a second-generation, family-owned agency with offices in Lynchburg, Amherst, Collinsville, and Danville, Virginia, and Walnut Cove, North Carolina. As your local Nationwide agency, our job is simple: match you with the right Nationwide coverage at the best price available to you, and explain it all in plain English.
And we don’t disappear after you buy. Our team reviews policies at renewal to keep your rate competitive, and when you need help with a claim or a question, you call a local office and talk to a real person who knows you.
Common Questions
Is the quote really free?
Yes. Quotes are completely free with no obligation. If we can’t beat your current rate and coverage, we’ll tell you — and you’re free to stay right where you are.
What discounts does Nationwide offer on home insurance?
Quite a few. Depending on your state and policy, you may qualify for multi-policy savings when you bundle home with auto, protective device discounts for things like smoke alarms and security systems, claims-free discounts, and more. Your agent checks every discount you qualify for — you don’t have to hunt for them.
Will requesting a quote affect my credit score?
No. Nationwide may use a credit-based insurance score to price your quote, but that’s a soft inquiry — it does not affect your credit score.
What information do I need to get started?
Just the basics on your home and your address. If you have your current policy’s declarations page handy, that helps us compare coverage apples to apples — but it’s not required.
What happens after I submit the form?
A local licensed agent builds your Nationwide quote and follows up — usually within one business day — with your coverage options and pricing. From there, the decision is entirely yours.
Can you quote my car insurance too?
Absolutely. We handle car, motorcycle, boat, and umbrella coverage as well — and bundling your home and auto is one of the fastest ways to unlock Nationwide’s multi-policy discount.
Ready for Your Nationwide Quote?
Two minutes now could mean a lower rate at your next renewal — with a local agent in your corner instead of an 800 number.
Get My Free Quote