Insurance in Lynchburg, Forest & the Timberlake Area

Cothran Schoonover Insurance office in Lynchburg, VA offering car and home insurance

From the quiet residential streets of Boonsboro and Forest to the busy commercial corridor of Timberlake Road, Cothran Schoonover Insurance has been the trusted independent insurance agency for the Lynchburg area since 1981.

Located right here on Timberlake Road, we are a locally rooted agency that works for you, not the insurance company. Whether you need a home insurance quote for a historic property near Rivermont Ave, car insurance in Forest, or business insurance in Lynchburg, we compare rates from top-rated carriers to provide the right coverage for your budget.

Serving Lynchburg, Forest, and the Timberlake Area

Our office is centrally located in the Timberlake area, making us a convenient choice for residents across the city. We actively serve clients from Boonsboro and Rivermont down to Forest, New London, and Ivy Hill.

We understand the specific needs of our neighbors, from finding affordable car insurance for commutes on US-460 and U.S. Route 29 to providing Timberlake residents with comprehensive homeowners insurance.

We compare rates from trusted carriers, including:

  • Cincinnati Insurance
  • Nationwide
  • Auto-Owners
  • Travelers
  • Progressive
  • Grange

If you are looking for insurance companies Lynchburg and Forest, VA residents trust, we offer the power of choice. We shop multiple carriers at once so you don’t have to.

Our Insurance Services

Car Insurance in Lynchburg and Forest, VA

From teen drivers at Heritage High School to daily commuters in Forest, we provide competitive auto insurance quotes for local drivers.

  • Car Insurance

    • Home Insurance in Lynchburg and Forest, VA

    Protecting homes from Boonsboro to Cornerstone. We specialize in replacement cost coverage and bundle discounts for Lynchburg homeowners.

  • Home Insurance

    • Additional Coverage

    Business insurance:

    Other coverage:

    Where to find our Lynchburg Office

    We are located in the heart of the Timberlake area at 7212 Timberlake Rd, Lynchburg, VA 24502.

    • From Boonsboro: A straightforward drive down the expressway to the Timberlake exit.
    • From Forest: Just minutes away via US-460 or Waterlick Rd.
    • Landmarks: We are directly across from Select Bank and less than half a mile from Heritage High School. We are a short drive from the Lynchburg Regional Airport and Liberty University.

    Why choose Cothran Schoonover Insurance?

    For over 40 years, families in Forest and Lynchburg have chosen us because we offer more than just a policy, we offer advocacy.

    • One-Stop Comparison: Compare car and home insurance quotes from 6+ carriers in one place.
    • Automatic Re-Shopping: If your renewal rate jumps, our insurance agents automatically re-quote you with other carriers to keep your costs down.
    • Local Expertise: We understand that a historic home on Rivermont Avenue needs different protection than a new construction in Ivy Hill.
    • Consistency: With multiple carriers, even if you switch insurance companies to save money, you keep the same local agent right here on Timberlake Road.

    Get a Quote Today

    We are just a short drive for anyone in Lynchburg, Forest or the Boonsboro neighborhood. Call our Timberlake office today to start your free quote or get an online quote below.

    Our Other Service Locations

    Providing peace of mind to Lynchburg, Forest and the Timberlake area since 1981.

    Insurance products offered may vary by state and are subject to the terms, conditions, and underwriting guidelines of the insurance carrier.

    Cothran Schoonover Insurance

    7212 Timberlake Rd

    Lynchburg, VA 24502

    Phone: 434-239-2886

    Cothran Schoonover Insurance in Lynchburg: FAQ

    Where is your office located in Lynchburg?
    ▼
    We are centrally located in the Timberlake area at 7212 Timberlake Rd, directly across from Select Bank. We are just a short drive for clients in Forest, Boonsboro, and Bedford County. You can visit us in person, get a quote online or call for a quote over the phone.
    Why should I choose an independent agent over online with a company like Geico?
    ▼
    When you work with an online carrier and have to call in for assistance, you often get a distant call center. As a local independent agency in Lynchburg, we work for you, not the insurance carrier. We shop your policy with over 6 top-rated providers (like Travelers, Progressive, and Nationwide) to find you the best rate, and we handle your re-shopping automatically if rates go up.
    Is it hard to switch my insurance to Cothran Schoonover Insurance?
    ▼
    Not at all. We handle the entire process for you. Once we find you a better rate or better coverage, we can even help you cancel your old policy. Whether you live in Forest or Lynchburg, we make switching simple and painless.
    Do I have to live in the Timberlake area to work with you?
    ▼
    No! While our office is on Timberlake Rd, we serve the entire city of Lynchburg and Forest, VA. We have many satisfied clients in Boonsboro, Wyndhurst, Cornerstone, Ivy Hill, Farmington and Poplar Forest area. We are licensed to help you anywhere in Virginia or North Carolina.
    How long has Cothran Schoonover Insurance been serving the Lynchburg area?
    ▼
    We have been a part of the local community since 1981, when William and Sharon Cothran founded the agency. We began on Nationwide Drive before moving to the Timberlake Road corridor in 1984 (near the current Food Lion). After serving clients from Laxton Road for over 30 years, we moved to our current, modern office at 7212 Timberlake Rd in 2022. We are proud to be a 2nd generation, family-owned business serving Lynchburg for over 40 years.