Who We Are
Cothran Schoonover Insurance is an independent insurance agency in Lynchburg, Virginia. If you are searching for car, home or business insurance in Lynchburg, VA, or the surrounding area, we are here to help.
We work with several insurance companies, such as Cincinnati, Nationwide, Auto-Owners, Travelers, Progressive and Grange. If you’re comparing Lynchburg insurance options, we can shop multiple carriers at once.
Our main insurance companies offer bundle discounts when you combine car insurance and homeowners insurance. This helps lower your costs while helping you find coverage that fits your needs and budget.
We have served Virginia and North Carolina since 1981. Over the years, we have helped families, new drivers, homeowners, renters, and business owners. If you are looking for insurance companies Lynchburg VA residents trust, we would love the chance to earn your business.
Where we are in Lynchburg
You can find our office at 7212 Timberlake Rd, Lynchburg, VA 24502, in south Lynchburg on Timberlake Road. We’re near the Wards Road corridor and a short drive from Liberty University and Lynchburg Regional Airport. You’ll find us on Timberlake Rd across from Select Bank (7113 Timberlake Rd) and less than half a mile from Heritage High School.
Why Cothran Schoonover Insurance?
For many people, what our customer service offers you matters:
- You compare rates and coverage in one place
- Your car insurance and homeowners insurance renewals are automatically requoted by our insurance agents if there is a big increase.
- You can adjust coverage as your needs change
- You can keep working with the same agency, even if the carrier changes
What we offer
We can help with a wide range of coverage. Below are common insurance solutions we offer.
Personal insurance:
- Auto Insurance
- Home Insurance
- Renters Insurance
- Condo Insurance
- Motorcycle Insurance
- Personal Umbrella Insurance
- RV Insurance
- Boat Insurance
- Antique Vehicle / Classic Vehicle Insurance
Business insurance:
Other coverage:
- Life Insurance
How we help you choose coverage
Insurance is more than a monthly payment. It’s protecting your financial future against the unknown. We take time to review key items, such as:
- Liability limits (to protect your savings and income)
- Deductibles (what you pay out of pocket)
- Property coverage (home structure and belongings)
- Optional coverages that may matter in your situation
- Discounts that you may qualify for
We also review your policies with you at renewal. Rates and rules can change. Your life can change too. New car, new home, teen driver, business growth, or a move can all affect your insurance.
Who we serve
We serve individuals, families, and businesses in Lynchburg, Va and the surrounding area. We also serve clients across Virginia and North Carolina through our other offices. If you are comparing Lynchburg, Va insurance options, we can help you understand your choices and pick coverage that makes sense.
If you searched insurance near me and found us, we would love to help you with your Lynchburg insurance needs. Call our Lynchburg, Va office to get a quote or review your current policy.
Our insurance locations
We have five insurance locations to serve Virginia and North Carolina:
Insurance products offered may vary by state and are subject to the terms, conditions, and underwriting guidelines of the insurance carrier.
