CAR & HOME INSURANCE IN VIRGINIA AND NORTH CAROLINA
Who We Are
Cothran Schoonover Insurance is a customer focused independent insurance agency with 5 locations in Lynchburg, Virginia, Amherst, Virginia, Danville, Virginia, Collinsville, Virginia and Walnut Cove, North Carolina.We represent many different insurance companies so that we can secure our clients the right insurance options at the lowest cost to them.
We make buying insurance simple and efficient. Whether you are buying car insurance, homeowners insurance or commercial insurance, with our insurance agent’s years of experience and with the help of Cothran Schoonover Insurance’s proprietary in-house tools we streamline the quoting process.
With one phone call, we can provide you with comparison insurance quotes through all of our insurance carriers on car insurance and homeowners insurance making sure you are getting the best insurance rates. Additionally, we will review your coverage limits and deductibles with you to tailor your coverage options to best fit your needs.
Also, we believe that our insurance agents should be dedicated solely to either personal lines or commercial lines to provide our customers with a greater level of proficiency that they deserve. We don’t want our insurance agents to know a little bit about everything. Instead, we want them to know a lot about one thing and focus on that one thing.
When you call in you can rest assured that the person you are speaking to is extremely knowledgeable in their field.
What Makes Us Different From Other Independent Insurance Agents and Captive Insurance Agents
That’s easy…multiple insurers, customer service and knowledge.
Captive insurance agencies are insurance agencies that only have the ability to write through one insurer such as State Farm or Allstate. They only have the ability to write insurance through that one carrier.
If your insurance premium increases, your insurance carrier cancels you or they don’t offer the insurance coverage that you need then that insurance agent won’t have any other insurance options for you.
We on the other hand write insurance through Nationwide Insurance, Travelers, Grange Insurance, Progressive and many more so we have the ability to keep your insurance premiums at an affordable rate without having to sacrifice insurance coverage.
And while it’s true that other independent agencies represent more than one insurance carrier like we do, our customer service stands out. We have a team that is dedicated to nothing but reviewing your policies as they renew to make sure that we are getting you the best insurance coverage at the lowest cost to you.
Lastly, each one of our insurance agents, whether they sell Personal Insurance or Business Insurance, has gone through additional training beyond what that state requires to sell insurance. We require that each one of our insurance agents obtains either their Personal Lines Coverage Specialist or Commercial Lines Coverage Specialist designation so that they are experts in their respective fields.
You aren’t a potential client to us, you are a long term customer in the making.
Call us today for a free quote and I promise you won’t look back.
Types of Insurance Solutions We Offer
- Auto Insurance
- Home Insurance
- Renters Insurance
- Condo Insurance
- Boat Insurance
- Motorcycle Insurance
- Personal Umbrella Insurance
- RV Insurance
- Antique Vehicle/Classic Vehicle Insurance
- Business Owners Insurance
- General Liability Insurance
- Workers Compensation
- Business Auto Insurance
- Life Insurance
- Health Insurance
Who We Serve
Cothran Schoonover Insurance has been in the insurance industry selling insurance to residents of Virginia and North Carolina since 1981.
Looking for an “insurance agent near me”? Well look no further. Not only did you find one, but you found the best one.
Insurance products offered may vary by state and are per the terms and conditions of the insurance carrier written through.