Protect your home with trusted local expertise. At Cothran Schoonover Insurance, we provide personalized homeowners insurance in Lynchburg, VA. Each policy is designed to protect what matters most to you.
Why Choose Cothran Schoonover Insurance?
Since 1981, our second-generation independent insurance agency has proudly served families and homeowners throughout Central Virginia. Our office is located at 7212 Timberlake Rd in Lynchburg, VA. Just up the hill from the Verizon building, you’ll find us before Jade Palace and directly across from Select Bank. We are part of the community we serve—your neighbors, advocates, and partners in protection.
Personalized Coverage That Fits Your Needs
No two homes or homeowners are alike. That’s why we work with several top-rated insurance companies to create policies that meet your specific needs and budget. Whether you own a single-family home, condo, or rental property, we’ll help you find the right level of protection.
Our Lynchburg homeowners insurance policies can include:
- Dwelling protection for your home’s structure
- Personal property coverage for belongings inside your home
- Liability coverage in case someone is injured on your property
- Additional living expenses if your home becomes unlivable
- Optional coverages such as flood insurance or protection for valuables
We also help you understand your policy limits, deductibles, and optional riders. Whether you’re concerned about fire, theft, or a burst pipe, we’ll make sure you’re covered.
Carriers You Can Trust
We partner with leading insurance providers, including Cincinnati Insurance, Auto-Owners Insurance, Travelers, Nationwide Insurance, Grange Insurance, and Universal Property. These partnerships enable us to offer competitive rates and a diverse range of coverage options tailored to your specific needs.
Local Agents Who Put You First
When you call our office, you won’t be sent through a call center. You’ll speak directly with a knowledgeable agent who lives and works right here in Lynchburg. Our team takes the time to understand your situation, explain your options, and provide support whenever you need it.
Bundle and Save
Ask us about bundling your home and auto insurance. Bundling simplifies insurance management, reduces paperwork, and can help you save hundreds of dollars each year. We make it easy to combine coverage and take advantage of available discounts.
Protection from Local Risks
Living in Lynchburg means preparing for seasonal storms, heavy rain, and the occasional snowstorm. Our agents understand the risks homeowners face in Central Virginia and will ensure your policy includes the right protections. This may include coverage for wind and hail damage, as well as optional flood insurance.
Serving Lynchburg and Beyond
Our team proudly serves clients in Lynchburg and across Central Virginia, including Forest, Madison Heights, Rustburg, and other nearby communities. Whether you’re buying your first home or have lived in the same house for years, we’ll help you make informed decisions about your insurance.
Get a Free Quote Today
Protect your biggest investment with the right coverage. Contact Cothran Schoonover Insurance at 434-239-2886 or visit our office at 7212 Timberlake Rd, Lynchburg, VA 24502. Our experienced team is ready to help you find the best homeowners insurance in Lynchburg, VA.
Cothran Schoonover Insurance7212 Timberlake Rd
Lynchburg, VA 24502
Phone: 434-239-2886
