Who We Are
Cothran Schoonover Insurance is an independent insurance agency in Amherst, Virginia. If you need an insurance quote for car, home, or business insurance in Amherst, VA, we can help. When you contact us, you get local support and real choices.
We partner with multiple carriers, including Cincinnati, Nationwide, Auto-Owners, and Grange. If you are comparing Amherst insurance options, we can quote several companies at the same time.
Our main carriers offer bundle discounts when you combine car insurance and homeowners insurance. This can help reduce your overall cost while keeping coverage aligned with your needs and budget.
We also help you feel confident about what you are purchasing. Insurance can be hard to sort through, and customer service is our top priority. Our goal is to make it easy to understand.
We have served Virginia and North Carolina since 2017. Along the way, we have helped families, new drivers, homeowners, renters, and business owners. If you are searching for insurance companies Amherst VA residents rely on, we would appreciate the opportunity to earn your business.
Where we are in Amherst
You can find our office at 165 S Main St Amherst, VA 24521. We are located directly across the street from Bank of the James at 164 S Main St Amherst, VA 24521, making our office simple to spot and easy to reach.
Stop by one of our insurance locations to speak to an insurance agent for a quote.
Why work with us?
As an independent agency, we can shop your car insurance and home insurance with multiple companies. This allows us to compare insurance quotes from multiple carriers providing you several coverage options. Once we narrow down the list of companies to those that provide the coverage limits you need, we find the lowest cost option.
Other reasons to work with us:
- You can compare rates and coverage in one place
- Our customer service is our main priority
- We review all car and home insurance renewals and automatically requote those that took large increases
- If your policy goes up in price or is not eligible anymore, we have options. That means you can stay with the same insurance agency.
- Our insurance agents only write either personal or commercial lines insurance. This means the insurance agent you are talking to specializes on that type of policy.
What we offer
We can help with a wide range of coverage. Below are common insurance solutions we offer. If you do not see what you need, call us anyway. We can often point you in the right direction.
Personal insurance:
- Auto Insurance
- Home Insurance
- Renters Insurance
- Condo Insurance
- Motorcycle Insurance
- Personal Umbrella Insurance
- RV Insurance
- Boat Insurance
- Antique Vehicle / Classic Vehicle Insurance
Business insurance:
Other coverage:
- Life Insurance
Who we serve
We serve individuals, families, and businesses in Amherst, VA and the surrounding area. We also serve clients across Virginia and North Carolina through our other offices. If you are comparing Amherst, VA insurance options, we can help you understand your choices and select coverage that fits.
If you searched insurance near me and found us, we are glad you did. Call our Amherst, VA office to request a quote or review your current policy. We will do our best to keep the process clear and easy.
Insurance products offered may vary by state and are subject to the terms, conditions, and underwriting guidelines of the insurance carrier.
Our insurance locations
We have five insurance locations to serve Virginia and North Carolina: